Tuesday, August 25, 2009

Ring - Ring . . . . . . . . .

I received a voicemail today from a number that has been calling here a lot lately. They haven't left any messages before - this was the first one. It said – This is Joseph from FFG and Associates you must call me back at (1-866 number). You need to call me back soon. There was nothing in the message indicating what the call was about and he didn’t say whom he was calling. So – I did what most people do these days – I Googled the business name. Well – let me tell you – I found a lot of websites that had people leaving messages on chat boards regarding getting these same calls. They were split about 50/50 in saying that this was either a Scam trying to get your money or they are hard-core collection attorney’s who will sue you for the debt that is owed. Now I know I do not have any outstanding debts – I have my mortgage and my regular monthly bills and that is it. But - L has a lot of debt right now so it’s possible someone turned her over to collections.
  • $600+ to T-Mobile for her cell phone
  • $300+ to Bank of America
  • $600+ to Klahanie Shell for the work on her other car
Man – she’s not even living here anymore and I am going to be getting Collection Calls for her. So – do I just ignore the calls and not pick up the phone. – answer the call next time I see that number and tell them that L doesn’t live here anymore or that this isn’t her number – do I give them her cell number or just tell her that they are calling and give her their number.

If what I have read on some of the chat sites is true – these are very aggressive collectors and they will send letters and file lawsuits. But if they never actually contact her and if she’s not here to get a registered letter can they file lawsuits? And – if they are scam artists – that just pisses me off.


In the immortal words of someone I work with - A phone call is a request for a conversation not a demand. You don't have to answer. (Not sure if I got that right but close enough!)


De

2 comments:

Tony said...

As long as you are not legally obligated I would ignore the calls. If they send a registered or certified letter, don't sign for it, tell the mailman she doesn't live there anymore. Unfortunately for L, this will catch up with her one of these days...

Crawfords said...

I agree w/ Tony. It's their job to find her. You are under no obligation to help them in this regard. Now, if you ignore it and they keep calling, you might try answering and telling them she doesn't live there and please stop calling you, but who knows if that will work or not. Definitely shouldn't sign for anything addressed to L, otherwise they'll know you have contact w/ her and might try stalking you to get to her.